Servant or Master: How Does Money Affect Your Life?
Today we invite you to have a little fun and at the same time learn something new about yourself.
Money! How many emotions this simple word evokes in us. In fact, money only acts as an equivalent of exchange. But we, people, give them our own special meaning, we allow them to control our life, shape our character, influence our decisions. Everything that surrounds us is connected with them.
Want to know what impact money has on your life?
Take a simple nine-question test to determine your psychotype.
And at the end you will find recommendations on how to find balance in life and become free from the influence of money.
Choose one of the answer options: A B C D
1. What is your attitude to the little joys of life?
A. You do not often allow yourself to spend on pleasure.
C. Spend easily on pleasure when all basic needs have been paid for
C. Money comes and goes, but impressions remain!
D. If I have money, I go to the cinema; if I have no money, I don’t go to the cinema. It’s that simple!
2. What is your attitude to things?
A. It is better to sell everything unnecessary than to throw it away!
Q. What is mine is mine!
C. I love to give everyone gifts with or without
D. Things are just things, I can give it if necessary.
3. What is your attitude to personal bookkeeping?
A. You know exactly all the dates of your payments on bills and pay everything on time
B. You keep all receipts, check every penny so that expenses do not exceed income
C. Counting as much boredom as necessary – I will pay so much
D. Fiddling with papers is not mine!
4. What is your attitude towards large purchases?
A. Why buy when it can be repaired?
Q. Study all the information 7 times, then buy!
C. New Year – New iPhone! Everything must be tried!
D. Shopping is not the most important thing in life
5. How do you go to the grocery store?
A. Came to the store for bread – with bread and went out
Q. All purchases are listed!
C. My shopping cart is always full!
D. How much money I have with me – then I’ll spend
6. What is your attitude to the family budget?
A. You think that your loved ones often spend money on unnecessary things
Q. Lack of control is chaos! No risk!
S. We live once! And everyone should have a holiday in their hearts!
D. Let them do what they want, we’ll see
7. What is your attitude to prices?
A. You don’t mind spending your time looking for the same thing, but 10 rubles cheaper
V. Better “tit in the hands.” Not the fact that there is cheaper!
C. Time and emotions are more important than any kopecks!
D. Yes, it doesn’t matter
8. What is your attitude towards saving?
A. You always know how much money you have in your “box” and how much is in your pocket now
Q. You always have one amount in one place, and another amount just in case in another!
S. Why save? You can’t take money with you to the next world
D. I do not seem to have a “money box”, and how much is in my wallet now – I don’t know ..
9. What is your general attitude towards money?
A. You love the very process of owning money, parting with it is beyond your strength!
Q. To sleep well, your “airbag” must be full of money, you never know what will happen tomorrow!
S. I want and buy. I’ll think about the rest tomorrow, maybe ..
D. Do you need to save money? What for?
Now count which answers (A, B, C or D) you have the most and see the results. The classification of psychotypes was taken from the American financial consultants Scott and Bettany Palmer, who developed it together with researchers from Stanford University.
So, if your answer is A , then you are Guardian . The keeper always protects his money, knows how to competently avoid loans and debts, is aimed at saving, always uses discounts. Guardians are very organized, responsible, you can rely on them. But because of their excessive frugality from the outside they seem petty and stingy, which often annoys their loved ones.
If you recognize yourself in this description, a few tips on how to make life easier for yourself and your loved ones. Make it a must for yourself to pamper yourself once a day, once a week. Go to a cafe, eat ice cream, go to the movies, send your wife to a beauty salon. Do charity work, visit a shelter, help animals. Stop hoarding unnecessary things, get rid of them! You will immediately feel better, new energy will appear, a fresh wind of change. Life should be joyful! Allow yourself to relax more often.
If your answers have the most matches with B , then you are Defender . The Defender always has an airbag, and the larger the size, the better. Defenders always have their finger on the pulse, they have a basic plan A and a backup plan B just in case. Because the worst fear is to be left without money. And before you spend money, you need to think carefully. At the same time, the Defender does not mind having fun, but only if finances remain for this. The Defender’s total control over expenses can be very stressful for his loved ones, although he does this solely out of good intentions.
How can the Defender stop tense? Make it a little easier. Thinking about finances all the time is nice, but at this time your life passes by. If you feel like you are suddenly out of line with your weekly budget, don’t panic! You can always make adjustments later, but for now, try to relax and enjoy the feeling. Yes, at first it seems impossible, but any skill can be brought to the rank of a habit. Try to surprise yourself more often, add something new to your life: new tastes, new emotions, unusual things. Try it, you will like it.
If most of your answers are C, then you are most likely of the Waste type. The Prodigal has his whole life – this is one big holiday! No matter how much money is in your pocket, everything will be spent. For gifts for yourself and loved ones, for emotions and impressions, for your comfort. The spender does not have savings, the more income, the more expenses, loans and debts often appear. The waster just loves the process of spending money itself.
What to do to organize your life a little? Try to open an account for a long term, without the right to early withdrawal. And deposit a small amount on it every month. It will be difficult at first. But imagine some thing that you have dreamed of for a long time, and save up as if for it. You will be warmed by the thought of the imminent possession of this thing. And when the money accumulates – extend the deposit for another year! Calculate how much an hour of your working time costs. And when you want to buy something you don’t really need, move the price into your working hours. And think if it’s worth it.
Finally, if you match most of the D answers, then you are closest to being Careless . A careless person doesn’t care about money at all. Counting costs, planning, is all a waste of time. In decision-making, the material issue is generally in the last place. On the one hand, this is good, Carefree knows how to enjoy life without money. On the other hand, excessive indifference can ultimately lead to extremely unpleasant consequences in the material sense.
How can the situation be corrected? Try to make a financial plan for the week! Just try it, it’s not a fact that it will work the first time, but it needs to be done. Count the money that you carry with you, finally lay out the bills neatly in your wallet – money demands respect. Start paying your bills regularly, write down the payment dates. If you do everything gradually, it will eventually become a habit.
As you can see, your attitude towards money directly affects your interaction with the world around you. Personal relationships, work relationships, relationships with friends. Everything is somehow connected with money. Money often decides for you, it controls your emotions and dictates its own rules. But only as long as you allow it.
The most important point: you do not need to attach so much importance to money. Do the rich do this? No, they treat money with respect. They do not serve them, but control them. Because they control their emotions. And this can and should be learned.
You will be able to feel yourself as the Lord, the creator of your life, a truly free and happy person, only when money obeys you, and not vice versa.
How to learn to control your emotions in relation to money?
Join our Amir Partners community, Amir Capital will help you.